PLEASE READ THE FOLLOWING TERMS OF SERVICE AGREEMENT CAREFULLY. BY ACCESSING OR USING OUR SITES / APP (iOS or Google), YOU HEREBY AGREE TO BE BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IT IS THE RESPONSIBILITY OF YOU, THE USER, CUSTOMER, OR PROSPECTIVE CUSTOMER TO READ THE TERMS AND CONDITIONS BEFORE PROCEEDING TO USE THIS SITE. IF YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES. THIS TERMS OF SERVICE AGREEMENT IS EFFECTIVE AS OF 10/24/2018.

ACCEPTANCE OF TERMS
The following Terms of Service Agreement (the “TOS”) is a legally binding agreement that shall govern the relationship with our users and others which may interact or interface with Five Rings Florida, also known as
FRF, located at 2001 N Federal Hwy Ste G­201, Pompano Beach, Florida 33062 and our subsidiaries and affiliates, in association with the use of the FRF website, which includes www.FiveringsFlorida.com, (the “Site”) and its Services, which shall be defined below.

DESCRIPTION OF WEBSITE SERVICES OFFERED
The Site is a blog financial which has the following description:
We all have dreams. Each of us wants to reach our goals, appreciate all of life’s gifts and enjoy the journey along the way. At Five Rings Financial, our specialty is turning aspirations into achievements.

Any and all visitors to our site, despite whether they are registered or not, shall be deemed as “users” of the
herein contained Services provided for the purpose of this TOS. Once an individual register’s for our Services, through the process of creating an account, the user shall then be considered a “member.”
The user and/or member acknowledges and agrees that the Services provided and made available through our
website and applications, which may include some mobile applications and that those applications may be
made available on various social media networking sites and numerous other platforms and downloadable
programs, are the sole property of Five Rings Florida. At its discretion, Five Rings Florida may offer additional website Services and/or products, or update, modify or revise any current content and Services, and this Agreement shall apply to any and all additional Services and/or products and any and all updated, modified or revised Services unless otherwise stipulated. Five Rings Florida does hereby reserve the right to cancel and cease offering any of the aforementioned Services and/or products. You, as the end user and/or member, acknowledge, accept and agree that Five Rings Florida shall not be held liable for any such updates, modifications, revisions, suspensions or discontinuance of any of our Services and/or products. Your continued use of the Services provided, after such posting of any updates, changes, and/or modifications shall constitute your acceptance of such updates, changes and/or modifications, and as such, frequent review of this Agreement and any and all applicable terms and policies should be made by you to ensure you are aware of all terms and policies currently in effect. Should you not agree to the updated, revised or modified terms, you must stop using the provided Services forthwith.
Furthermore, the user and/or member understands, acknowledges and agrees that the Services offered shall be
provided “AS IS” and as such Five Rings Florida shall not assume any responsibility or obligation for the timeliness, missed delivery, deletion and/or any failure to store user content, communication or personalization settings.

REGISTRATION
To register and become a “member” of the Site, you must be at least 18 years of age to enter into and form a
legally binding contract. In addition, you must be in good standing and not an individual that has been previously barred from receiving FRF’s Services under the laws and statutes of the United States or other
applicable jurisdiction.
When you register, FRF may collect information such as your name, e­mail address, birth date, gender,
mailing address, occupation, industry and personal interests. You can edit your account information at any time.
Once you register with FRF and sign in to our Services, you are no longer anonymous to us.
Furthermore, the registering party hereby acknowledges, understands and agrees to:
a) furnish factual, correct, current and complete information with regards to yourself as may be requested by the data registration process, and
b) maintain and promptly update your registration and profile information in an effort to maintain
accuracy and completeness at all times.
If anyone knowingly provides any information of a false, untrue, inaccurate or incomplete nature, Five Rings
Florida will have sufficient grounds and rights to suspend or terminate the member in violation of this aspect
of the Agreement, and as such refuse any and all current or future use of Five Rings Florida Services, or any
portion thereof.
It is Five Rings Florida’s priority to ensure the safety and privacy of all its visitors, users and members,
especially that of children. Therefore, it is for this reason that the parents of any child under the age of 13 that
permit their child or children access to the FRF website platform Services must create a “family” account,
which will certify that the individual creating the “family” account is of 18 years of age and as such, the
parent or legal guardian of any child or children registered under the “family” account. As the creator of the
“family” account, s/he is thereby granting permission for his/her child or children to access the various
Services provided, including, but not limited to, message boards, email, and/or instant messaging. It is the
parent’s and/or legal guardian’s responsibility to determine whether any of the Services and/or content
provided are age­appropriate for his/her child.

MEMBER ACCOUNT, USERNAME, PASSWORD AND SECURITY
When you set up an account, you are the sole authorized user of your account. You shall be responsible for
maintaining the secrecy and confidentiality of your password and for all activities that transpire on or within
your account. It is your responsibility for any act or omission of any user(s) that access your account
information that, if undertaken by you, would be deemed a violation of the TOS. It shall be your
responsibility to notify Five Rings Florida immediately if you notice any unauthorized access or use of your
account or password or any other breach of security. Five Rings Florida shall not be held liable for any loss
and/or damage arising from any failure to comply with this term and/or condition of the TOS.

CONDUCT
As a user or member of the Site, you herein acknowledge, understand and agree that all information, text,
software, data, photographs, music, video, messages, tags or any other content, whether it is publicly or
privately posted and/or transmitted, is the expressed sole responsibility of the individual from whom the
content originated. In short, this means that you are solely responsible for any and all content posted,
uploaded, emailed, transmitted or otherwise made available by way of the FRF Services, and as such, we do
not guarantee the accuracy, integrity or quality of such content. It is expressly understood that by use of our
Services, you may be exposed to content including, but not limited to, any errors or omissions in any content
posted, and/or any loss or damage of any kind incurred as a result of the use of any content posted, emailed,
transmitted or otherwise made available by FRF.
Furthermore, you herein agree not to make use of Five Rings Florida’s Services for the purpose of:
a) uploading, posting, emailing, transmitting, or otherwise making available any content that shall be
deemed unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene,
libelous, or invasive of another’s privacy or which is hateful, and/or racially, ethnically, or otherwise
objectionable;
b) causing harm to minors in any manner whatsoever;
c) impersonating any individual or entity, including, but not limited to, any FRF officials, forum leaders,
guides or hosts or falsely stating or otherwise misrepresenting any affiliation with an individual or
entity;
d) forging captions, headings or titles or otherwise offering any content that you personally have no right
to pursuant to any law nor having any contractual or fiduciary relationship with;
e) uploading, posting, emailing, transmitting or otherwise offering any such content that may infringe
upon any patent, copyright, trademark, or any other proprietary or intellectual rights of any other
party;
f) uploading, posting, emailing, transmitting or otherwise offering any content that you do not personally
have any right to offer pursuant to any law or in accordance with any contractual or fiduciary
relationship;
g) uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or unauthorized
advertising, promotional flyers, “junk mail,” “spam,” or any other form of solicitation, except in any
such areas that may have been designated for such purpose;
h) uploading, posting, emailing, transmitting, or otherwise offering any source that may contain a
software virus or other computer code, any files and/or programs which have been designed to
interfere, destroy and/or limit the operation of any computer software, hardware, or
telecommunication equipment;
i) disrupting the normal flow of communication, or otherwise acting in any manner that would
negatively affect other users’ ability to participate in any real time interactions;
j) interfering with or disrupting any Five Rings Florida Services, servers and/or networks that may be
connected or related to our website, including, but not limited to, the use of any device software
and/or routine to bypass the robot exclusion headers;
k) intentionally or unintentionally violating any local, state, federal, national or international law,
including, but not limited to, rules, guidelines, and/or regulations decreed by the U.S. Securities and
Exchange Commission, in addition to any rules of any nation or other securities exchange, that would
include without limitation, the New York Stock Exchange, the American Stock Exchange, or the
NASDAQ, and any regulations having the force of law;
l) providing informational support or resources, concealing and/or disguising the character, location, and
or source to any organization delegated by the United States government as a “foreign terrorist
organization” in accordance to Section 219 of the Immigration Nationality Act;
m) “stalking” or with the intent to otherwise harass another individual; and/or
n) collecting or storing of any personal data relating to any other member or user in connection with the
prohibited conduct and/or activities which have been set forth in the aforementioned paragraphs.
Five Rings Florida herein reserves the right to pre­screen, refuse and/or delete any content currently available
through our Services. In addition, we reserve the right to remove and/or delete any such content that would
violate the TOS or which would otherwise be considered offensive to other visitors, users and/or members.
Five Rings Florida herein reserves the right to access, preserve and/or disclose member account information
and/or content if it is requested to do so by law or in good faith belief that any such action is deemed
reasonably necessary for:
a) compliance with any legal process;
b) enforcement of the TOS;
c) responding to any claim that therein contained content is in violation of the rights of any third party;
d) responding to requests for customer service; or
e) protecting the rights, property or the personal safety of Five Rings Florida, its visitors, users and
members, including the general public.
Five Rings Florida herein reserves the right to include the use of security components that may permit digital
information or material to be protected, and that such use of information and/or material is subject to usage
guidelines and regulations established by Five Rings Florida or any other content providers supplying content
services to Five Rings Florida. You are hereby prohibited from making any attempt to override or circumvent
any of the embedded usage rules in our Services. Furthermore, unauthorized reproduction, publication,
distribution, or exhibition of any information or materials supplied by our Services, despite whether done so
in whole or in part, is expressly prohibited.

INTERSTATE COMMUNICATION
Upon registration, you hereby acknowledge that by using www.FiveringsFlorida.com to send electronic
communications, which would include, but are not limited to, email, searches, instant messages, uploading of
files, photos and/or videos, you will be causing communications to be sent through our computer network.
Therefore, through your use, and thus your agreement with this TOS, you are acknowledging that the use of
this Service shall result in interstate transmissions.
CAUTIONS FOR GLOBAL USE AND EXPORT AND IMPORT COMPLIANCE
Due to the global nature of the internet, through the use of our network you hereby agree to comply with all
local rules relating to online conduct and that which is considered acceptable Content. Uploading, posting
and/or transferring of software, technology and other technical data may be subject to the export and import
laws of the United States and possibly other countries. Through the use of our network, you thus agree to
comply with all applicable export and import laws, statutes and regulations, including, but not limited to, the
Export Administration Regulations (http://www.access.gpo.gov/bis/ear/ear_data.html), as well as the sanctions control program of the United States (http://www.treasury.gov/resource-
center/sanctions/Programs/Pages/Programs.aspx). Furthermore, you state and pledge that you:

a) are not on the list of prohibited individuals which may be identified on any government export
exclusion report (http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm) nor a member of
any other government which may be part of an export­prohibited country identified in applicable
export and import laws and regulations;
b) agree not to transfer any software, technology or any other technical data through the use of our
network Services to any export­prohibited country;
c) agree not to use our website network Services for any military, nuclear, missile, chemical or biological
weaponry end uses that would be a violation of the U.S. export laws; and
d) agree not to post, transfer nor upload any software, technology or any other technical data which
would be in violation of the U.S. or other applicable export and/or import laws.

CONTENT PLACED OR MADE AVAILABLE FOR COMPANY SERVICES
Five Rings Florida shall not lay claim to ownership of any content submitted by any visitor, member, or user,
nor make such content available for inclusion on our website Services. Therefore, you hereby grant and allow
for Five Rings Florida the below listed worldwide, royalty­free and non­exclusive licenses, as applicable:

a) The content submitted or made available for inclusion on the publicly accessible areas of Five Rings
Florida’s sites, the license provided to permit to use, distribute, reproduce, modify, adapt, publicly
perform and/or publicly display said Content on our network Services is for the sole purpose of
providing and promoting the specific area to which this content was placed and/or made available for
viewing. This license shall be available so long as you are a member of Five Rings Florida’s sites, and
shall terminate at such time when you elect to discontinue your membership.
b) Photos, audio, video and/or graphics submitted or made available for inclusion on the publicly
accessible areas of Five Rings Florida’s sites, the license provided to permit to use, distribute,
reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network
Services are for the sole purpose of providing and promoting the specific area in which this content
was placed and/or made available for viewing. This license shall be available so long as you are a
member of Five Rings Florida’s sites and shall terminate at such time when you elect to discontinue
your membership.
c) For any other content submitted or made available for inclusion on the publicly accessible areas of
Five Rings Florida’s sites, the continuous, binding and completely sub­licensable license which is
meant to permit to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform
and/or publicly display said content, whether in whole or in part, and the incorporation of any such
Content into other works in any arrangement or medium current used or later developed.
Those areas which may be deemed “publicly accessible” areas of Five Rings Florida’s sites are those such
areas of our network properties which are meant to be available to the general public, and which would
include message boards and groups that are openly available to both users and members. However, those
areas which are not open to the public, and thus available to members only, would include our mail system
and instant messaging.

CONTRIBUTIONS TO COMPANY WEBSITE
Five Rings Florida provides an area for our users and members to contribute feedback to our website. When
you submit ideas, documents, suggestions and/or proposals (“Contributions”) to our site, you acknowledge
and agree that:
a) your contributions do not contain any type of confidential or proprietary information;
b) FRF shall not be liable or under any obligation to ensure or maintain confidentiality, expressed or
implied, related to any Contributions;
c) FRF shall be entitled to make use of and/or disclose any such Contributions in any such manner as
they may see fit;
d) the contributor’s Contributions shall automatically become the sole property of FRF; and
e) FRF is under no obligation to either compensate or provide any form of reimbursement in any manner
or nature.

INDEMNITY
All users and/or members herein agree to insure and hold Five Rings Florida, our subsidiaries, affiliates,
agents, employees, officers, partners and/or licensors blameless or not liable for any claim or demand, which
may include, but is not limited to, reasonable attorney fees made by any third party which may arise from any
content a member or user of our site may submit, post, modify, transmit or otherwise make available through
our Services, the use of FRF Services or your connection with these Services, your violations of the Terms of
Service and/or your violation of any such rights of another person.

COMMERCIAL REUSE OF SERVICES

The member or user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit for any
commercial reason any part, use of, or access to FRF’s sites.

USE AND STORAGE GENERAL PRACTICES
You herein acknowledge that Five Rings Florida may set up any such practices and/or limits regarding the
use of our Services, without limitation of the maximum number of days that any email, message posting or
any other uploaded content shall be retained by Five Rings Florida, nor the maximum number of email
messages that may be sent and/or received by any member, the maximum volume or size of any email
message that may be sent from or may be received by an account on our Service, the maximum disk space
allowable that shall be allocated on Five Rings Florida’s servers on the member’s behalf, and/or the maximum
number of times and/or duration that any member may access our Services in a given period of time. In
addition, you also agree that Five Rings Florida has absolutely no responsibility or liability for the removal or
failure to maintain storage of any messages and/or other communications or content maintained or
transmitted by our Services. You also herein acknowledge that we reserve the right to delete or remove any
account that is no longer active for an extended period of time. Furthermore, Five Rings Florida shall reserve
the right to modify, alter and/or update these general practices and limits at our discretion.
Any messenger service, which may include any web­based versions, shall allow you and the individuals with
whom you communicate with the ability to save your conversations in your account located on Five Rings
Florida’s servers. In this manner, you will be able to access and search your message history from any
computer with internet access. You also acknowledge that others have the option to use and save
conversations with you in their own personal account on www.FiveringsFlorida.com. It is your agreement to
this TOS which establishes your consent to allow Five Rings Florida to store any and all communications on
its servers.

MODIFICATIONS
Five Rings Florida shall reserve the right at any time it may deem fit, to modify, alter and or discontinue,
whether temporarily or permanently, our service, or any part thereof, with or without prior notice. In addition,
we shall not be held liable to you or to any third party for any such alteration, modification, suspension
and/or discontinuance of our Services, or any part thereof.

TERMINATION
As a member of www.FiveringsFlorida.com, you may cancel or terminate your account, associated email
address and/or access to our Services by submitting a cancellation or termination request to
marina@fiveringslforida.com.
As a member, you agree that Five Rings Florida may, without any prior written notice, immediately suspend,
terminate, discontinue and/or limit your account, any email associated with your account, and access to any
of our Services. The cause for such termination, discontinuance, suspension and/or limitation of access shall
include, but is not limited to:
a) any breach or violation of our TOS or any other incorporated agreement, regulation and/or guideline;
b) by way of requests from law enforcement or any other governmental agencies;
c) the discontinuance, alteration and/or material modification to our Services, or any part thereof;
d) unexpected technical or security issues and/or problems;
e) any extended periods of inactivity;
f) any engagement by you in any fraudulent or illegal activities; and/or
g) the nonpayment of any associated fees that may be owed by you in connection with your
www.FiveringsFlorida.com account Services.

Furthermore, you herein agree that any and all terminations, suspensions, discontinuances, and or limitations
of access for cause shall be made at our sole discretion and that we shall not be liable to you or any other
third party with regards to the termination of your account, associated email address and/or access to any of
our Services.
The termination of your account with www.FiveringsFlorida.com shall include any and/or all of the
following:
a) the removal of any access to all or part of the Services offered within www.FiveringsFlorida.com;
b) the deletion of your password and any and all related information, files, and any such content that may
be associated with or inside your account, or any part thereof; and
c) the barring of any further use of all or part of our Services.

ADVERTISERS
Any correspondence or business dealings with, or the participation in any promotions of, advertisers located
on or through our Services, which may include the payment and/or delivery of such related goods and/or
Services, and any such other term, condition, warranty and/or representation associated with such dealings,
are and shall be solely between you and any such advertiser. Moreover, you herein agree that Five Rings
Florida shall not be held responsible or liable for any loss or damage of any nature or manner incurred as a
direct result of any such dealings or as a result of the presence of such advertisers on our website.

LINKS
Either Five Rings Florida or any third parties may provide links to other websites and/or resources. Thus, you
acknowledge and agree that we are not responsible for the availability of any such external sites or resources,
and as such, we do not endorse nor are we responsible or liable for any content, products, advertising or any
other materials, on or available from such third party sites or resources. Furthermore, you acknowledge and
agree that Five Rings Florida shall not be responsible or liable, directly or indirectly, for any such damage or
loss which may be a result of, caused or allegedly to be caused by or in connection with the use of or the
reliance on any such content, goods or Services made available on or through any such site or resource.

PROPRIETARY RIGHTS
You do hereby acknowledge and agree that Five Rings Florida’s Services and any essential software that may
be used in connection with our Services (“Software”) shall contain proprietary and confidential material that
is protected by applicable intellectual property rights and other laws. Furthermore, you herein acknowledge
and agree that any Content which may be contained in any advertisements or information presented by and
through our Services or by advertisers is protected by copyrights, trademarks, patents or other proprietary
rights and laws. Therefore, except for that which is expressly permitted by applicable law or as authorized by
Five Rings Florida or such applicable licensor, you agree not to alter, modify, lease, rent, loan, sell, distribute,
transmit, broadcast, publicly perform and/or created any plagiaristic works which are based on Five Rings
Florida Services (e.g. Content or Software), in whole or part.
Five Rings Florida herein has granted you personal, non­transferable and non­exclusive rights and/or license
to make use of the object code or our Software on a single computer, as long as you do not, and shall not,
allow any third party to duplicate, alter, modify, create or plagiarize work from, reverse engineer, reverse
assemble or otherwise make an attempt to locate or discern any source code, sell, assign, sublicense, grant a
security interest in and/or otherwise transfer any such right in the Software. Furthermore, you do herein agree
not to alter or change the Software in any manner, nature or form, and as such, not to use any modified
versions of the Software, including and without limitation, for the purpose of obtaining unauthorized access
to our Services. Lastly, you also agree not to access or attempt to access our Services through any means
other than through the interface which is provided by Five Rings Florida for use in accessing our Services.

WARRANTY DISCLAIMERS

YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

a) THE USE OF FIVE RINGS FLORIDA SERVICES AND SOFTWARE ARE AT THE SOLE RISK
BY YOU. OUR SERVICES AND SOFTWARE SHALL BE PROVIDED ON AN “AS IS” AND/OR
“AS AVAILABLE” BASIS. FIVE RINGS FLORIDA AND OUR SUBSIDIARIES, AFFILIATES,
OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM
ANY AND ALL WARRANTIES OF ANY KIND WHETHER EXPRESSED OR IMPLIED,
INCLUDING, BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF TITLE,
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON­INFRINGEMENT.
b) FIVE RINGS FLORIDA AND OUR SUBSIDIARIES, OFFICERS, EMPLOYEES, AGENTS,
PARTNERS AND LICENSORS MAKE NO SUCH WARRANTIES THAT (i) FIVE RINGS
FLORIDA SERVICES OR SOFTWARE WILL MEET YOUR REQUIREMENTS; (ii) FIVE RINGS
FLORIDA SERVICES OR SOFTWARE SHALL BE UNINTERRUPTED, TIMELY, SECURE OR
ERROR­FREE; (iii) THAT SUCH RESULTS WHICH MAY BE OBTAINED FROM THE USE OF
THE FIVE RINGS FLORIDA SERVICES OR SOFTWARE WILL BE ACCURATE OR
RELIABLE; (iv) QUALITY OF ANY PRODUCTS, SERVICES, ANY INFORMATION OR
OTHER MATERIAL WHICH MAY BE PURCHASED OR OBTAINED BY YOU THROUGH OUR
SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v) THAT ANY SUCH
ERRORS CONTAINED IN THE SOFTWARE SHALL BE CORRECTED.
c) ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAINED BY WAY
OF FIVE RINGS FLORIDA SERVICES OR SOFTWARE SHALL BE ACCESSED BY YOUR
SOLE DISCRETION AND SOLE RISK, AND AS SUCH YOU SHALL BE SOLELY
RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF
ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER AND/OR INTERNET
ACCESS, DOWNLOADING AND/OR DISPLAYING, OR FOR ANY LOSS OF DATA THAT
COULD RESULT FROM THE DOWNLOAD OF ANY SUCH INFORMATION OR MATERIAL.
d) NO ADVICE AND/OR INFORMATION, DESPITE WHETHER WRITTEN OR ORAL, THAT
MAY BE OBTAINED BY YOU FROM FIVE RINGS FLORIDA OR BY WAY OF OR FROM OUR
SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN
THE TOS.
e) A SMALL PERCENTAGE OF SOME USERS MAY EXPERIENCE SOME DEGREE OF
EPILEPTIC SEIZURE WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR
BACKGROUNDS THAT MAY BE CONTAINED ON A COMPUTER SCREEN OR WHILE
USING OUR SERVICES. CERTAIN CONDITIONS MAY INDUCE A PREVIOUSLY UNKNOWN
CONDITION OR UNDETECTED EPILEPTIC SYMPTOM IN USERS WHO HAVE SHOWN NO
HISTORY OF ANY PRIOR SEIZURE OR EPILEPSY. SHOULD YOU, ANYONE YOU KNOW
OR ANYONE IN YOUR FAMILY HAVE AN EPILEPTIC CONDITION, PLEASE CONSULT A
PHYSICIAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS WHILE USING
OUR SERVICES: DIZZINESS, ALTERED VISION, EYE OR MUSCLE TWITCHES, LOSS OF
AWARENESS, DISORIENTATION, ANY INVOLUNTARY MOVEMENT, OR CONVULSIONS.
LIMITATION OF LIABILITY
YOU EXPLICITLY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT FIVE RINGS FLORIDA
AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND
LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, INCIDENTAL,
SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO,
DAMAGES WHICH MAY BE RELATED TO THE LOSS OF ANY PROFITS, GOODWILL, USE, DATA
AND/OR OTHER INTANGIBLE LOSSES, EVEN THOUGH WE MAY HAVE BEEN ADVISED OF
SUCH POSSIBILITY THAT SAID DAMAGES MAY OCCUR, AND RESULT FROM:
a) THE USE OR INABILITY TO USE OUR SERVICE;
b) THE COST OF PROCURING SUBSTITUTE GOODS AND SERVICES;
c) UNAUTHORIZED ACCESS TO OR THE ALTERATION OF YOUR TRANSMISSIONS AND/OR
DATA;
d) STATEMENTS OR CONDUCT OF ANY SUCH THIRD PARTY ON OUR SERVICE;
e) AND ANY OTHER MATTER WHICH MAY BE RELATED TO OUR SERVICE.

RELEASE
In the event you have a dispute, you agree to release Five Rings Florida (and its officers, directors,
employees, agents, parent subsidiaries, affiliates, co­branders, partners and any other third parties) from
claims, demands and damages (actual and consequential) of every kind and nature, known and unknown,
suspected or unsuspected, disclosed and undisclosed, arising out of or in any way connected to such dispute.

SPECIAL ADMONITION RELATED TO FINANCIAL MATTERS
Should you intend to create or to join any service, receive or request any such news, messages, alerts or other
information from our Services concerning companies, stock quotes, investments or securities, please review
the above Sections Warranty Disclaimers and Limitations of Liability again. In addition, for this particular
type of information, the phrase “Let the investor beware” is appropriate. Five Rings Florida’s content is
provided primarily for informational purposes, and no content that shall be provided or included in our
Services is intended for trading or investing purposes. Five Rings Florida and our licensors shall not be
responsible or liable for the accuracy, usefulness or availability of any information transmitted and/or made
available by way of our Services, and shall not be responsible or liable for any trading and/or investment
decisions based on any such information.

EXCLUSION AND LIMITATIONS
THERE ARE SOME JURISDICTIONS WHICH DO NOT ALLOW THE EXCLUSION OF CERTAIN
WARRANTIES OR THE LIMITATION OF EXCLUSION OF LIABILITY FOR INCIDENTAL OR
CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS OF SECTIONS
WARRANTY DISCLAIMERS AND LIMITATION OF LIABILITY MAY NOT APPLY TO YOU.
THIRD PARTY BENEFICIARIES

You herein acknowledge, understand and agree, unless otherwise expressly provided in this TOS, that there
shall be no third­party beneficiaries to this agreement.

NOTICE
Five Rings Florida may furnish you with notices, including those with regards to any changes to the TOS,
including but not limited to email, regular mail, MMS or SMS, text messaging, postings on our website
Services, or other reasonable means currently known or any which may be herein after developed. Any such
notices may not be received if you violate any aspects of the TOS by accessing our Services in an
unauthorized manner. Your acceptance of this TOS constitutes your agreement that you are deemed to have
received any and all notices that would have been delivered had you accessed our Services in an authorized
manner.

TRADEMARK INFORMATION
You herein acknowledge, understand and agree that all of the Five Rings Florida trademarks, copyright, trade
name, service marks, and other Five Rings Florida logos and any brand features, and/or product and service
names are trademarks and as such, are and shall remain the property of Five Rings Florida. You herein agree
not to display and/or use in any manner the Five Rings Florida logo or marks without obtaining Five Rings
Florida’s prior written consent.

COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT CLAIMS NOTICE
& PROCEDURES
Five Rings Florida will always respect the intellectual property of others, and we ask that all of our users do
the same. With regards to appropriate circumstances and at its sole discretion, Five Rings Florida may disable
and/or terminate the accounts of any user who violates our TOS and/or infringes the rights of others. If you
feel that your work has been duplicated in such a way that would constitute copyright infringement, or if you
believe your intellectual property rights have been otherwise violated, you should provide to us the following
information:
a) The electronic or the physical signature of the individual that is authorized on behalf of the owner of
the copyright or other intellectual property interest;
b) A description of the copyrighted work or other intellectual property that you believe has been
infringed upon;
c) A description of the location of the site which you allege has been infringing upon your work;
d) Your physical address, telephone number, and email address;
e) A statement, in which you state that the alleged and disputed use of your work is not authorized by the
copyright owner, its agents or the law;
f) And finally, a statement, made under penalty of perjury, that the aforementioned information in your
notice is truthful and accurate, and that you are the copyright or intellectual property owner,
representative or agent authorized to act on the copyright or intellectual property owner’s behalf.
The Five Rings Florida Agent for notice of claims of copyright or other intellectual property infringement can
be contacted as follows:

Mailing Address:
Five Rings Florida
Attn: Copyright Agent
2001 N Federal Hwy Ste G­201
Pompano Beach, Florida 33062
Telephone: 754­265­0461
Email: gus@fiveringsflorida.com

CLOSED CAPTIONING
BE IT KNOWN, that Five Rings Florida complies with all applicable Federal Communications Commission
rules and regulations regarding the closed captioning of video content. For more information, please visit our
website at www.FiveringsFlorida.com.

GENERAL INFORMATION

ENTIRE AGREEMENT
This TOS constitutes the entire agreement between you and Five Rings Florida and shall govern the use of
our Services, superseding any prior version of this TOS between you and us with respect to Five Rings
Florida Services. You may also be subject to additional terms and conditions that may apply when you use or
purchase certain other Five Rings Florida Services, affiliate Services, third­party content or third­party
software.

CHOICE OF LAW AND FORUM
It is at the mutual agreement of both you and Five Rings Florida with regard to the TOS that the relationship
between the parties shall be governed by the laws of the state of Florida without regard to its conflict of law
provisions and that any and all claims, causes of action and/or disputes, arising out of or relating to the TOS, or the relationship between you and Five Rings Florida, shall be filed within the courts having jurisdiction
within the County of USA, Florida or the U.S. District Court located in said state. You and Five Rings Florida
agree to submit to the jurisdiction of the courts as previously mentioned, and agree to waive any and all
objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.

WAIVER AND SEVERABILITY OF TERMS
At any time, should Five Rings Florida fail to exercise or enforce any right or provision of the TOS, such
failure shall not constitute a waiver of such right or provision. If any provision of this TOS is found by a
court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to
give effect to the parties’ intentions as reflected in the provision, and the other provisions of the TOS remain
in full force and effect.

NO RIGHT OF SURVIVORSHIP NON­TRANSFERABILITY
You acknowledge, understand and agree that your account is non­transferable and any rights to your ID
and/or contents within your account shall terminate upon your death. Upon receipt of a copy of a death
certificate, your account may be terminated and all contents therein permanently deleted.

STATUTE OF LIMITATIONS
You acknowledge, understand and agree that regardless of any statute or law to the contrary, any claim or
action arising out of or related to the use of our Services or the TOS must be filed within 2018 year(s) after
said claim or cause of action arose or shall be forever barred.

VIOLATIONS
Please report any and all violations of this TOS to Five Rings Florida as follows:
Mailing Address:
Five Rings Florida
2001 N Federal Hwy Ste G­201
Pompano Beach, Florida 33062

Email: gus@fiveringsflorida.com